Budgets 1-2 Years

INCOME & BUDGETS

This is my Budget section of the news.

My-BUDGET-is for spending and income and it is just a guide to give you some idea on what I can afford. The budget shows where my money goes and you are not expected to follow me financially, but just see where costs and affordability of expenses, play a part with my income on a fortnightly basis.

My-FORTNIGHTLY-INCOME-$888.30

I have to pay rent and water of $217.30 per fortnight and a Centerlink Loan from July 6th for $1200 at $92.40 a fortnight till December 23rd 2017, which brings my regular income down to $578.60 a fortnight. I am on a Disability Pension for Schizophrenia, (that I have had since 1985) and I have received the Pension for that from Centerlink since 1995.

MANAGEMENT ACCOUNTING INFORMATION IN DETAIL FOR READERS REQUIREMENTS

My two top websites news segments are a form of linguistics accounting journaling that through the everyday news and budget forcasts being recorded with income and expenditure, you have a recorded ledger to read as accurately and clearly as possible for your understanding and appreciation of my work details. Thanks Darel.

Carry Over/Extra Earnings/Saving/Cash/Bank

I am now putting a cash and bank balance on as I can and change my figures at the bottom of each fortnights budget, to let you know what actual money I have on hand throughout the two weeks. The money written there will fluctuate and so for regular budget checkers you will see the figures change throughout the fortnight as I keep up to date with available funds.Carry Over figure which I am also now putting in, is a transfer from the previous weeks balance into the current weeks expenditure, savings could be still higher with the weeks left over amounts for that week period added to the balance for the following weeks savings and carry over. The amount in bank does not mean that the money is necessarily available for spending on anything, but usually it will be allocated in the budget for future payments that are required to be paid on a later date. Also splitting and segregating savings and working bankwhich is now differentiated for financial accounting reasons and showing a total balance figure.Cash will mean that I have a committed or no committed purchase, usually and unless specified otherwise you will have to wait to see where it is spent and on what by seeing the paid word after the item spent on. Savings will be determined by what is over for each fortnights spending. I also now have a separate savings account with another bank that donations go into and this account will accumulate in the savings figure for extra book work. Also,I do earn a little bit extra from freinds and neighbours for lifts and helping with the garden and things, but extra income may or may not be declared accurately with small loans and repayments as well. Extraordinary payments are anomylies that come up during the week which have to be paid and accounted for as best as possible with extra income acrueing as well. Please allow for some fluctuations from my set fortnightly income and I will try and record my expenditure as accurately as possible. There is also an Extra Earnings now being added as well to try and account for this through the weeks. Donations will also be recorded under this description.I have added a Total Income and Expenes to the bottom of the fortnightly budgets and also a tithe total. This lets me compare my budgeting accuracy and how well I have things accounted for and to also see if Extra Earnings were as much as the Total Tithe. I am not holding God responsible because I know he works things out in His overall plan, but just to see if there is some reflection in the totals. Donations could also offset and help balance things out if any come in and they will be recorded in total income.Thankyou for the faithful budget watchers who check regularly to see where my money goes. Darel.

NB.The dates on budgets, are implied as a projection for the coming fortnights.

This website has been in working operation since June 2011 and been maintained financially out of my current existing income and funds since then by me alone.

MONEY TO BE PAID FOR WORK

Credit and Finance with Hills Web Design

Next Books Estimates.

Subsequent Books To Follow(The list below will be updated as work is completed and payments are made or books are written or ready to be read)

Parsifal In Paradise:- June 2017,Structure Plus-21 pages for Terry to type and pasting $470.

Parsifal Parrallels Pyschology:- November / December 2017 $1070:-85 pages to be typed plus structure.

Life Balances:- 2018 sometime $1200:-90 pages to be typed plus structure to 160 pages

New Website King Of Paradise $1500 est

New Website King Royal Enterprises $1380 paid $1500 est

PRINTING of this news segment of Budgets was done on December 12, will be printed and deleted again in 12 months by December 2017. We now range from six months to twelve months for Budgets all the time.

BUDGETS 6-12 Months Record

Centerlink Loan $1200 Hills Web Design $1300 (since Sept)

DECEMBER BUDGET 30/12/2017

Hills Web Design $300

Church $80

Missions $40

Petrol $50

Food $60

Washing $30

Opal $20

DECEMBER BUDGET 16/12/2017

Christmas $100

Insurance $100

Hills Web Design $100

Telephone $80

Church $60

Missions $40

Petrol $40

Food $30

Washing $30

DECEMBER BUDGET 2/12/2017

Hills Web Design $300

Mission $20

Church $80

Petrol $70

Food $60

Opal $20

Washing $30

NOVEMBER BUDGET 18/11/2017

Telephone $80

Car Registration$200

Insurance $103

Church $80

Mission $20

Petrol $30

Food $30

Washing $30

NOVEMBER BUDGET 04/11/2017

Electricity $100

Car Rego $100

Hills Web Design $100

Church $80

Missions $60

Petrol $50

Food $40

Washing $30

Opal $20

OCTOBER BUDGET 21/10/2017

Insurance $103

Hills Web Design $100

Car Registration $100

Telstra $80

Mission $20

Church $80

Petrol $40

Food $25

Washing $30

OCTOBER BUDGET 07/10/2017

Car Registration $150

Hills Web Design $200

Missions $40

Church $80

Petrol $40

Food $30

Washing $30

Opal $10

SEPTEMBER BUDGET 30/09/2017

Hills Web Design $150

Insurance $103

Laurie $100

Church $60

Missions $40

Petrol $40

Washing $30

Koorong $60.32

Total Expences / Income

Carry Over$Extra Earnings$DonationsTithe$

Cash$Bank Working$Bank Saving$Total Balance$

SEPTEMBER BUDGET 16/09/2017

Hills Web Design $100 paid

Oil Change and cooling system repair $280 paid

Green Peace $10 Paid

Australian Christain Lobby $20 Paid

Telephone $80 paid

Church $76.50 paid $10 saving

Missions $40 paid

Coolant $13 paid

Belt $10 paid

Pills $5 paid

Car Wash $15 paid

Food $61 paid $3 saving

Wagers $14 paid

Coin to Album $2 saved

Petrol $95 paid  

Washing $30 paid

Total Expences / Income

Carry Over$3.15Extra Earnings$216DonationsTithe$120Loan From Laurie $100

Cash$10Bank Working$3.10Bank Saving$0.15Total Balance$13.25

SEPTEMBER BUDGET 02/09/2017

Business Registration $82 paid $7 saving

Domain name $80 paid

Church $92.05 paid

Mission $20 paid

Food $186 paid

Petrol $55 paid

Hair Cut $15 paid

Present $20 paid

CD's $30 paid

Kmart Anomylies $21 paid

Mens Group $2.05-paid

Koorong $10 paid

Coffee $2 paid

Laurie $120 paid

Total Expences $711/ Income $711 / Descrepancy $0

Carry Over$12.60Extra Earnings$111DonationsTithe$112.05

Cash$3.15Bank Working$.05Bank Saving$0.15Total Balance$3.35

AUGUST BUDGET 19/08/2017

Hills Web Design $200 paid

Telephone $76.14 paid

Insurance $103 paid 

Church $110 paid 

Mission $20 paid

Indulgences $27 paid

Food $58 paid

Petrol $62 paid

Mens Group $1.20 paid 

Laurie $120 paid

Washing $30 paid

Total Expences $807 / Income $580+$63+$21+120=$784 Discrepancy $23

Carry Over$20.92Extra Earnings$63.60

Donations/Tithe$130

Cash$12.60Bank Working$20.86Bank Saving$0.15Total Balance$33.61

AUGUST BUDGET 5/08/2017

Electricity $95.78 paid

Hills Web Design $100 paid

Mission $60 paid

Church $110 paid

Food $85 paid

Water $5 Soft Drinks $6 paid

Doughnuts $17 paid

Coffee $3 paid

Neices Birthday $29 paid

Petrol $75 paid

Opal $20 paid

Pills $6 paid

Car Head Light $14 paid

Pillow Cases $5 paid

Laurie $20 paid

CD $30 paid

Books $36 paid

Ferry $6 paid

Mens Group $5 paid

Washing $30 paid

Total Expences $763Income $760 Descrepancy $3

Carry Over$1.21Extra Earnings$132DonationsTithe$170Laurie$120 Loan

Cash$25.50Bank Working$0.27Bank Saving$0.15Total Balance$25.92

JULY BUDGET 22/07/2017

Hills Web Design $100 paid

Tyres $120 paid

Insurance $103 paid

Mission $20 paid

Church $86.70 paid

Present $20 paid

Telephone $77.27 paid

Laurie $50 piad

Food $104.80 paid

First Day Stamp Issues $3 paid

Book and cards $4 paid

Mens Group $4 paid

Pills $12 paid

Petrol $45 paid

Washing $30 paid

Total Expences $759.92 / Income $760

Carry Over$.71Extra Earnings$130Donations /Tithes$106.70 Laurie $65

Cash$0.70Bank Working$0.36Bank Saving$0.15Total Balance$1.21

JULY BUDGET 8/7/2017

NEW WEBSITE :- King Of Paradise$1000 Aprox

Hills Web Design $200 paid

Mobile Credit $70 paid

Mission $40 paid

Church $116 paid

Telephone $80.16 paid

Krispee Kreme Doughnuts $10 paid

Bingo/Pearl $20 paid

Petrol $60 paid

Food $21 paid

Total Expences $617Income $602 Discrepancy $15

Carry Over$.03Extra Earnings$44Tithe$156Donations -

Cash$Bank Working$.56Bank Saving$0.15Total Balance$.71

JUNE BUDGET 24/6/2017

CENTERLINK LOAN $1200 

New Book Parsifal In Paradise $470 paid

Hills Web Design $1000 paid $600 credit

Dentist Five Dock $350 paid $1000 voucher from Government $1350 total

Insurance $103.05 paid

Church $95.10 paid

Missions $40 paid

Hope 103.2 $20 paid

Petrol $105 paid

Food $77 paid 

CD $15 paid

Indulgences $17 paid

Bingo $40 paid

Koorong $60 paid

Laurie $50 paid

Washing $35 paid

Total Expences $2110 / Income $2013 Discrepancy $3

Carry Over$3.01Extra Earnings$245Tithe$135.10Donations -

Cash$5.15Bank Working$178.33 Bank Saving$0.15Total Balance$183.63

JUNE BUDGET 10/06/2017

Hills Web Design $70 paid

WiFi $180 paid

Church $113.05 paid

Misssions $40 paid

Koorong $41.46 paid

Indulgences $30 paid

Bingo $63 paid

Food $102 paid

Pills $16.50 paid

Envelopes and Wallet $10.50 paid Thanks To Nefu

Opal Card$20 paid

Petrol $128 paid

Total Expences$814.51Income$813 Discrepancies $1.50

Carry Over$0.76Extra Earnings$184Tithe$154.25Donations -

Loan From laurie $50

Cash$1.70Bank Working$1.16Bank Saving$0.15Total Balance$3.01

MAY BUDGET 27/05/2017

Car Repair $90 paid

Insurance $103.10 paid

Telephone $76.31 paid

Domain Name $120 paid

Church $93.20 paid 

Mission $20 paid

Koorong $28 paid

Petrol $46 paid

Food $31 paid

Ointment $9.25 paid

Bingo $33 paid

Book $4 paid

Hair Cut $10 paid

Washing $30 paid

Opal Card $20 paid

Total Expences $704 Income $703 Discrepancy $1

Carry Over$4.20Extra Earnings$125Tithe$113.20Donations -

Cash$0.05Bank Working$0.41Bank Saving$0.15Total Balance.$.76

MAY BUDGET 13/05/2017

Electricity $133.45 paid

Business Registration $165 paid

Church $113.10 paid

Missions $40 paid

Anxiety Disorders of Victoria $20 paid

Card/Present $21 paid

Koorong $44.95 Paid

Food $40 Paid

Book $20 Paid

Petrol $45 paid

Parking Station $15 paid

Ferry $5.70 paid

Pills $6 paid

Washing $30 paid

Lynne $50 paid

Total Expenses $729.10 Total Income(*cash) $733.40 Discrepancy $4.30

Carry Over$5.35*Extra Earnings$180Tithe$173.10Donations

Cash$3.55Bank Working$.50Bank Saving$.15Total Balance$4.20*

APRIL BUDGET 29/04/2017

New Book Parsifal's People's Poems $700 Now On

Hills Web Design $200 paid

Oil Change $80 paid

Mission $40 paid

Church $110 paid

Food $60 paid

Petrol $80 paid

Pills $6 paid

Lynne $20 paid

Koorong $39 paid

Washing $30 paid

Opal Card $20 paid

Carry Over$13.65Extra Earnings$102 Tithe $150Donations -

Cash$5Bank Working$.20Bank Saving$0.15Total Balance0.35c

APRIL BUDGET 13/4/2017

Hils Web Design $100 paid

Telephone $79.45 paid

Insurance $103.05 paid

Missions $40 paid

Church $120 paid.

Food $160 paid including$10 free Woolworths voucher

Book $4 paid

Indulgences $25 paid

Petrol $149 paid

Stamps $4.50 paid

Lynne $110 paid

Opal $10 paid

E Tag $10 paid

Carry Over70cExtra Earnings/Birthday$393.65Tithe$160Donations -

Cash$Bank Working$0.60Bank Saving.15cTotal Balance75c

APRIL BUDGET 1/4/2017

Hills Web Design $200 paid Credit $400

Missions $40 paid

Church $80.05 paid

Red Cross $5 Fly Buy donation paid

Telstra $77.84 paid

Koorong $81.54 paid

Booking fee BH ticket cancellation $5.50 paid

Watch Band Adjustment $5 paid

Indulgences $78.60 paid

Chemist Pills $5.35 paid

Coin Collection $6 paid

Petrol $30 paid $20 free Fly Buys paid

Food $98 paid 

Books $10 paid

RSL Membership $20 paid

Palm Beach ferry $5.80 paid

Lynne $50 paid

Washing $30 paid

Carry Over$3.60Extra Earnings $90,BTpayout$88.83, Loan From Lynne $110Donations -

Cash$Bank Working.1.29cBank Saving.15cTotal Balance.44

MARCH BUDGET 18/3/2017

Hills Web Design $100 paid Credit $200

Church $42.10 paid 

Insurance $99.23 paid

PartyPresent $50 paid

Supermarket $90 paid

Eating Out Food $35 paid

Watch $140.80 paid

Indulgences $33.60 paid

Book $10 paid

Petrol $65 paid

Opal Card $10 paid

Carry Over$8.70Extra Earnings$63.65 Refund For Coin Set $20Donations -Loan From Lynne $50

Cash$2.10Bank Working.03cBank Saving40cTotal Balance$2.53

MARCH BUDGET 4/3/2017

Hills Web Design $100 paid Credit $1500

Insurance $100 paid

Laurie $50 paid

Peter $50 paid

Missions $60 paid

Church $61.20 paid

Petrol $50 paid

Food $33 paid

Mobile Credit $30 paid

Coin $65 paid

Opal Card $10 paid

Ink Cartridge $53 paid

Washing $60 paid

Carry Over $2 Extra Earnings $184Donations -

CashcBank Working $7.70Bank Saving $1 Total Balance$8.70

FEBRUARY BUDGET 18/2/2017

Peter $200 paid

Missions $20 paid

Koorong $45 paid

Telephone $77.88 paid

Tyre $35 paid

Petrol $60 paid

Food $37 Insect Killer $10 paid

Coins $147 paid

Church $75 paid

Lynne $100 paid

Carry Over$12.50Extra Earnings$125Savings$2.15Cash$Bank$2.15

FEBRUARY BUDGET 4/2/2017

Hills Web Design $88 paid

Peter $120 paid

Electricity $131.94 paid

Telstra $83.97 paid

Missions $60 paid

Church $65 paid

Proof Coin Set $35 paid

Back Pack $65 paid

Food $85 paid

Extra Earnings $117.50Carry Over 65c Savings $12.51Cash $12.50Bank $0.01

JANUARY BUDGET 21/01/2017

Insurance $98.65 paid

Missions $20 paid

Church $50 paid

Petrol $102.50 paid

Food$55 paid

Koorong $15 paid

Doctor @ Forster $62 paid

Peter $255 paid

Opal Card $20 paid

Washing $30 paid

Refund from undelivered coin $13 recieved

Medicare Refund $37

Opinons Paid $70 income

I owe Peter $300 for the trip away

Extra Earnings $111.00 Carry Over 50c Savings $20.63 Cash 15c Bank 50c

JANUARY BUDGET 07/01/2017 Income this week $732

New Book Parsifal's Human Loves $700

New Book Parsifals Few Things $700

Hills Web Design $300 paid Credit $1400

Koorong $91.41 paid

Missions $60 paid

Church $115.35 paid

Oil Change $80 paid

Broken Hill $80 paid

Petrol Me $40 / Peter $20 $60 paid

Shorts $10 paid

Food $18.20 paid

Five sets of three books, value paid $150 total gifts given

Extra Earnings $165.40 Carry Over 22c Savings $40.66 Bank $25.06 Cash $5

DECEMBER BUDGET 24/12/2016

Hills Web Design $1000 paid

Passport+Photos $270 paid

Insurance $98.65 paid

Telstra $83.55 paid

Church $65 paid

Missions $20 paid

Food/Stamps/Washing Powder $46 paid

Pills/Opal Card $11.05 paid

Petrol $120 paid

Washing $24.30 paid

Lynne Loan $50 paid

Extra Earnings

($109 plus/Centerlink Loan $1200 paid)

Saving .22c Bank .02c Cash 20c

DECEMBER BUDGET 10/12/2016

Hills Web Design $100 paid

Presents $100 paid

Food / Drinks $70 paid

Petrol $100 paid

Coins $30 paid

Manly lunch $20 paid

Coins Cessnock $40 paid

Church $86.30 paid

Missions / Charity $60 paid

Hair Cut $10 Paid

Washing $30 paid

Opal Card $10 paid

Extra Earnings $131.20 Saving .40 Cash - Bank 40c

NOVEMBER BUDGET 26/11/2016 sale of Coins $205

Rego $590 paid

Food $106 paid

Petrol $55 paid

Present $60 paid

Books $20 paid

Coin Bids $165 paid

Pills $5.50 paid

Church $82 paid

Mens Group $2.25 paid

Missions $40 paid

Opal Card $10 paid

Carry Over $350 Extra Earnings $225 Cash 0c Bank 2c Saving 2c

NOVEMBER BUDGET 12/11/2016 $350 sale of coins

Hills Web Design $100 paid

Insurance $90 paid

Telstra $83.35 paid

Church $88.80 paid

Food $21.30 paid

Wagers $33 paid

Missions $40 paid

Koorong $39.14 paid

Washing $30 paid

Cash .10c Savings $172.51 Bank $172.61

OCTOBER BUDGET 29/10/2016

Electricity $127.68, paid

Hills Web Design $43 paid

Pink Slip $40 paid

Missions $40 paid

Church $91.45 paid

Food $54 paid

Coins $128 paid

Pills Letters $7.50 paid

Opal $20 paid

Petrol $133 paid

South Coast Walk $40 paid

Laurie $20 paid

Easy Toll $10 paid

Koorong $75 paid

Washing $30 paid

Carry Over Savings $2 Cash Bank $2

OCTOBER BUDGET 15/10/2016

Hills Web Design $100 paid

Telstra $84.23 paid

Insurance $90.21 paid

Missions $60 paid

Church $40 paid $22 paid

Food $80 paid

Petrol $48 paid

Koorong $10 paid

Camera $66 paid, Lead $5 paid

Coins $56 paid

Books $10 paid

Carry Over $40.35 Saving - Committed Cash $2.40 Bank $0.73

OCTOBER BUDGET 1/10/2016

Car Fuel Injectors $400 paid

Hills Web Design $400 Paid

Missions $20 paid

Church $21 paid $30 paid

Petrol $60 paid, plus $20 Carmela paid

Chocolate $7 paid

Coins $50 paid

Book $9 paid

Plastic Sleeves $11 paid

Food $40 paid

Opal Card $20 paid

Washing $30 paid

Pills / Water $10 paid

Carry Over $530 Saving $40 Cash - Bank $40.85

SEPTEMBER BUDGET 17/9/2016 Sale of Coin Album $500

Car head gasket $40 saving

Telstra $86.52 paid

Insurance $90 paid

Church $28.90 Paid

Food $100 paid

Vitamins $30 Paid

Washing $30 paid

Opal Card $10 paid

Padstow Coin Shop $120 paid

Korrong $17 Paid Book Hamilton $5 Paid

Rudlof Steiner $6 paid 4 Books, 3 DVDS, Jigsaw for Carmela $25 paid

Carry Over $40 Save $540 Bank $540

SEPTEMBER BUDGET 3/09/2016

Missions $40 Paid $20 paid

Church $20 paid $55 paid

Peter $20 paid

Washing $30 paid

Pills & Food $40 Paid

Broken Hill $100 paid

Koorong $70 paid

Opal Card $20 Paid

Save $40 Bank $40 Cash $4.30

AUGUST BUDGET 20/08/2016

Insurance $90 paid

Telstra $105 paid

Church $20 Paid $20 paid $34.75 paid

OPAL CARD $20 paid

Peter Postage $9 paid

Mission $20 paid

Washing $36 Paid

Koorong $30 paid

Book $10 Paid

Food $120 paid

Pillows $24 Paid

Savings $1.06 Bank 65c Cash 41c

AUGUST BUDGET 06/08/2016 Carmela $10

Hills Web Design $100 Paid

Electricity $115.45 Paid

Church $58 paid $28 paid

Missions $20 Paid $40 Paid

Chinese Dinner $47 paid

Peter $20 Paid

Coffee $5 paid

Food $110 Paid

Petrol $50 paid

Saving-Bank 13c Cash-

JULY BUDGET 23/07/2016 Lynne $60 Nefu $35 Colin $10 George $30

Hill Web Design $100 Paid

Church $20 Paid $20 Paid

Missions $20 Paid

Telstra $77.51 Paid

Insurance $90 paid

Food $20 paid

Petrol $40 Paid

Chemist $10 Paid

Koorong $88.36 Paid

Washing $30 Paid

Broken Hill $40 paid

Saving $4 Cash $3 Bank $1

JULY BUDGET 9/07/2016 $1200 Loan

Hills Web Design $700 Paid

Brake Repair $440 Paid

Food $120 Paid / Petrol $50 Paid

Two Pairs Of Shoes $120 Paid

Aftershave, Hair Cut and Pills $45 Paid

Mobile $70 Paid

Koorong $38 Paid

Books $28 Paid

Missions $40 Paid

Church $20 Paid $20 Paid

Washing $24 Paid

OPAL CARD $20 Paid